@charset "utf-8";
/* 100세보험 안내 (lifelongtime.co.kr) — 라이프 타임라인 / 산뜻한 스카이블루 + 민트 + 선샤인 옐로우 */
:root{
  --ink:#13314f;--ink2:#21456a;
  --sky:#2e9be6;--sky-d:#1f82c9;--sky-dd:#15639b;--sky-soft:#dcefff;--sky-soft:#dceefb;--sky-soft2:#bbdef8;
  --mint:#16c8a6;--mint-d:#0aa888;--mint-dd:#078069;--mint-soft:#d3f6ef;--mint-soft2:#a3ecdd;
  --sun:#ffc23d;--sun-d:#f2a40f;--sun-soft:#fff1cf;--sun-soft2:#ffe39a;
  --soft:#5d7591;--bg:#f2f9ff;--bg2:#e8f3fd;--paper:#ffffff;--line:#e3eef8;--line2:#cee0f1;
  --r:18px;--shadow:0 10px 26px rgba(31,90,150,.10);--shadow-lg:0 26px 56px rgba(31,90,150,.18);--shadow-sky:0 16px 34px rgba(46,155,230,.30);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.72;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1170px;margin:0 auto;padding:0 24px}

/* ---------- 헤더 ---------- */
header{position:sticky;top:0;z-index:60;background:rgba(242,249,255,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--line2)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:10px}
.brand .mark{width:34px;height:34px;display:grid;place-items:center}
.brand .mark svg{width:34px;height:34px;filter:drop-shadow(0 4px 10px rgba(46,155,230,.4))}
.brand h1{font-size:20px;font-weight:800;letter-spacing:-.6px;line-height:1;margin:0;color:var(--ink)}
nav ul{display:flex;gap:2px;list-style:none}
nav a{font-weight:600;font-size:14.5px;color:var(--ink);padding:9px 15px;border-radius:9px;transition:background .15s,color .15s}
nav a:hover{background:var(--sky-soft);color:var(--sky-dd)}
nav a.active{color:var(--sky-dd);font-weight:700;background:var(--sky-soft)}
.hbtn{background:var(--sun);color:#3a2a00;border-radius:999px;padding:11px 22px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;transition:transform .15s,box-shadow .15s;letter-spacing:-.2px;box-shadow:0 10px 22px rgba(255,194,61,.45)}
.hbtn:hover{transform:translateY(-2px);box-shadow:0 14px 28px rgba(255,194,61,.6)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(19,49,79,.5)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:var(--paper);padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(19,49,79,.22)}
.mpanel .x{background:var(--sky-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--sky-dd)}
.mpanel ul{list-style:none;margin-top:18px}
.mpanel li{border-bottom:1px solid var(--line)}
.mlink{display:block;padding:14px 6px;font-weight:700;font-size:16px;color:var(--ink)}
.mlink:hover{color:var(--sky-dd)}
.mlink.hl{background:var(--sun);color:#3a2a00;text-align:center;border-radius:999px;margin-top:18px;border-bottom:0;box-shadow:0 10px 22px rgba(255,194,61,.45)}

/* ---------- 공통 헤딩 ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-weight:800;font-size:12px;letter-spacing:2.5px;color:var(--sky-dd);text-transform:uppercase}
.eyebrow::before{content:"";width:22px;height:3px;border-radius:2px;background:var(--sun)}
.center{text-align:center}
.center .eyebrow{background:var(--sky-soft);padding:7px 16px;border-radius:999px;letter-spacing:2px}
.center .eyebrow::before{display:none}
.title{font-size:clamp(26px,3.6vw,38px);font-weight:800;letter-spacing:-1.2px;line-height:1.26;color:var(--ink);margin-top:14px}
.title .tl{color:var(--sky-d)}.title .mn{color:var(--mint-d)}.title .co{color:var(--sun-d)}
.desc{margin-top:13px;color:var(--soft);font-size:15.5px;max-width:640px}
.center .desc{margin-left:auto;margin-right:auto}
.desc b{color:var(--ink)}
.block{padding:70px 0}

/* ---------- 히어로 ---------- */
.hero{position:relative;overflow:clip;background:radial-gradient(820px 380px at 12% -60px,rgba(46,155,230,.16),transparent 60%),radial-gradient(620px 360px at 94% 0,rgba(22,200,166,.14),transparent 60%),linear-gradient(180deg,#fbfdff,var(--bg));padding:52px 0 44px}
.hero::after{content:"";position:absolute;right:-40px;bottom:-60px;width:220px;height:220px;border-radius:50%;background:rgba(255,194,61,.16)}
.herowrap{position:relative;z-index:1;display:grid;grid-template-columns:1fr 416px;gap:42px;align-items:center}
.hero-l .badge{display:inline-flex;align-items:center;gap:8px;background:var(--sun-soft);color:#9a6a00;border-radius:999px;padding:7px 16px;font-weight:800;font-size:12.5px;margin-bottom:17px}
.hero-l h2{font-size:clamp(30px,4.4vw,48px);font-weight:800;line-height:1.13;letter-spacing:-1.6px;color:var(--ink)}
.hero-l h2 .tl{color:var(--sky-d)}.hero-l h2 .mn{color:var(--mint-d)}
.hero-l .big100{display:inline-block;background:linear-gradient(120deg,var(--sky),var(--mint));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-l .lead{margin:16px 0 0;font-size:16px;color:var(--soft);max-width:500px}
.hero-l .lead b{color:var(--ink);font-weight:700}
.herotrust{position:relative;z-index:1;display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}
.htchip{display:flex;align-items:center;gap:10px;background:var(--paper);border:1px solid var(--line2);border-radius:13px;padding:12px 18px;box-shadow:var(--shadow)}
.htchip .ic{width:34px;height:34px;border-radius:10px;background:var(--sky-soft);color:var(--sky-dd);display:grid;place-items:center;font-size:17px;flex:none}
.htchip:nth-child(2) .ic{background:var(--mint-soft);color:var(--mint-dd)}
.htchip:nth-child(3) .ic{background:var(--sun-soft);color:#9a6a00}
.htchip b{display:block;font-size:14.5px;font-weight:800;color:var(--ink);letter-spacing:-.3px}
.htchip span{font-size:12px;color:var(--soft)}

/* ---------- 폼 카드 ---------- */
.qcard{background:var(--paper);border:1px solid var(--line2);border-radius:18px;box-shadow:var(--shadow-lg);overflow:hidden;scroll-margin-top:90px}
.qcard .qtab{background:linear-gradient(120deg,var(--sky-d),var(--sky));color:#fff;padding:15px 22px;display:flex;align-items:center;justify-content:space-between}
.qcard .qtab h3{font-size:16.5px;font-weight:800;letter-spacing:-.3px}
.qcard .qtab h3 span{color:var(--sun-soft2)}
.qcard .qtab .free{background:var(--sun);color:#3a2a00;font-size:11px;font-weight:800;padding:4px 11px;border-radius:999px}
.qcard .qbody{padding:20px 22px 22px}
.field{margin-bottom:12px}
.field label{display:block;font-size:12.5px;font-weight:700;margin-bottom:6px;color:var(--ink);letter-spacing:-.2px}
.txt{width:100%;border:1.5px solid var(--line2);background:#f7fbff;border-radius:11px;padding:12px 13px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--sky);background:#fff;box-shadow:0 0 0 3px rgba(46,155,230,.16)}
.txt::placeholder{color:#9bb0c6}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2313314f' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:30px}
.frow2{display:grid;grid-template-columns:1fr 1fr;gap:11px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{border:1.5px solid var(--line2);background:#f7fbff;border-radius:11px;padding:11px 0;font-size:14.5px;font-weight:700;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--sky);color:var(--sky-dd)}
.seg button.on{background:var(--sky);border-color:var(--sky);color:#fff}
.phone-row{display:grid;grid-template-columns:70px 1fr;gap:8px}
.submit{width:100%;background:var(--sun);color:#3a2a00;border:0;border-radius:12px;padding:15px 0;font-size:16.5px;font-weight:800;letter-spacing:-.3px;cursor:pointer;box-shadow:0 12px 26px rgba(255,194,61,.5);transition:transform .12s,box-shadow .15s;margin-top:6px}
.submit:hover{transform:translateY(-2px);box-shadow:0 16px 30px rgba(255,194,61,.62)}
.submit:active{transform:translateY(1px)}
.cfoot{margin-top:13px}
.privacy_wrap{display:flex;align-items:center;gap:7px;font-size:12.5px}
.privacy_wrap input[type=checkbox]{width:16px;height:16px;accent-color:var(--sky)}
.privacy_label{font-weight:600;color:var(--ink)}
.privacy_view{font-weight:700;color:var(--sky-dd);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--mint-d)}
.err{display:none;background:#fdecec;border:1.5px solid #f3bdbd;border-radius:10px;color:#cf3b3b;font-size:13.5px;font-weight:700;padding:10px 14px;margin:10px 0 0;text-align:center}

/* ---------- 마퀴 ---------- */
.insurers{padding:36px 0 6px}
.insurers .cap{text-align:center;font-size:11.5px;font-weight:800;color:var(--soft);letter-spacing:3px;margin-bottom:15px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:10px;list-style:none;width:max-content;animation:marquee 30s linear infinite;padding:4px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:9px 22px;font-weight:700;font-size:14px;color:var(--sky-dd);white-space:nowrap}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;transition:none!important}}

/* ---------- ★ 라이프 타임라인 (핵심 프레임) ---------- */
.lifesec{position:relative;padding:70px 0 64px;background:linear-gradient(180deg,var(--bg),#fbfdff)}
.lifehead{text-align:center;max-width:680px;margin:0 auto 14px}
.agemeter{position:sticky;top:80px;z-index:30;width:max-content;margin:0 auto 30px;display:flex;align-items:center;gap:14px;background:var(--paper);border:1px solid var(--line2);border-radius:999px;padding:9px 12px 9px 22px;box-shadow:var(--shadow-lg)}
.agemeter .lab{font-size:12.5px;font-weight:700;color:var(--soft)}
.agemeter .num{font-size:24px;font-weight:800;letter-spacing:-1px;color:var(--sky-d);min-width:62px;text-align:right;font-variant-numeric:tabular-nums}
.agemeter .num b{font-size:24px;color:var(--sky-d)}
.agemeter .pbar{width:120px;height:8px;border-radius:5px;background:var(--sky-soft2);overflow:hidden}
.agemeter .pfill{height:100%;width:0;border-radius:5px;background:linear-gradient(90deg,var(--sky),var(--mint),var(--sun));transition:width .12s linear}
.lifetl{position:relative;max-width:980px;margin:18px auto 0;padding:10px 0}
.tlspine{position:absolute;left:50%;top:0;bottom:0;width:6px;transform:translateX(-50%);background:var(--sky-soft2);border-radius:3px;overflow:hidden}
.tlfill{position:absolute;left:0;top:0;width:100%;height:0;border-radius:3px;background:linear-gradient(180deg,var(--sky),var(--mint),var(--sun))}
.tlrow{position:relative;display:grid;grid-template-columns:1fr 1fr;margin-bottom:30px;min-height:84px}
.tlrow:last-child{margin-bottom:0}
.tlnode{position:absolute;left:50%;top:6px;transform:translateX(-50%);width:74px;height:74px;border-radius:50%;background:var(--paper);border:4px solid var(--sky);display:grid;place-items:center;z-index:2;box-shadow:var(--shadow);text-align:center;line-height:1}
.tlnode b{font-size:21px;font-weight:800;color:var(--sky-d);letter-spacing:-1px}
.tlnode span{font-size:10px;font-weight:700;color:var(--soft);margin-top:1px}
.tlrow:nth-child(2) .tlnode{border-color:var(--mint)}.tlrow:nth-child(2) .tlnode b{color:var(--mint-d)}
.tlrow:nth-child(3) .tlnode{border-color:var(--sky-d)}.tlrow:nth-child(3) .tlnode b{color:var(--sky-dd)}
.tlrow:nth-child(4) .tlnode{border-color:var(--sun-d)}.tlrow:nth-child(4) .tlnode b{color:var(--sun-d)}
.tlcard{background:var(--paper);border:1px solid var(--line2);border-radius:16px;padding:20px 24px;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}
.tlcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.tlrow:nth-child(odd) .tlcard{grid-column:1;margin-right:62px;text-align:right}
.tlrow:nth-child(even) .tlcard{grid-column:2;margin-left:62px}
.tlcard .stage{display:inline-block;font-size:11.5px;font-weight:800;letter-spacing:1px;color:var(--sky-dd);background:var(--sky-soft);border-radius:999px;padding:4px 12px;margin-bottom:9px}
.tlrow:nth-child(2) .tlcard .stage{color:var(--mint-dd);background:var(--mint-soft)}
.tlrow:nth-child(4) .tlcard .stage{color:#9a6a00;background:var(--sun-soft)}
.tlcard h3{font-size:18.5px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:5px}
.tlcard p{font-size:14px;color:var(--soft);line-height:1.62}
.tlcard p b{color:var(--ink)}

/* ---------- 피처 패널 ---------- */
.feature{display:grid;grid-template-columns:1.02fr 1fr;gap:48px;align-items:center}
.fart{background:linear-gradient(155deg,#fbfdff,var(--bg2));border:1px solid var(--line2);border-radius:24px;padding:30px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.fart::after{content:"";position:absolute;right:-44px;top:-44px;width:160px;height:160px;border-radius:50%;background:rgba(255,194,61,.18)}
.fart svg{width:100%;height:auto;display:block;position:relative;z-index:1}
.svc{display:grid;gap:14px}
.svc .svci{display:grid;grid-template-columns:auto 1fr;gap:17px;align-items:flex-start;padding:18px 4px;border-bottom:1px solid var(--line)}
.svc .svci:last-child{border-bottom:0}
.svc .svci .num{width:42px;height:42px;border-radius:13px;background:var(--sky);color:#fff;display:grid;place-items:center;font-size:19px;font-weight:800;flex:none;box-shadow:var(--shadow-sky)}
.svc .svci:nth-child(2) .num{background:var(--mint);box-shadow:0 12px 26px rgba(22,200,166,.32)}
.svc .svci:nth-child(3) .num{background:var(--sun);color:#3a2a00;box-shadow:0 12px 26px rgba(255,194,61,.42)}
.svc .svci h3{font-size:18px;font-weight:800;letter-spacing:-.4px;color:var(--ink);margin-bottom:4px}
.svc .svci p{font-size:14px;color:var(--soft);line-height:1.62}

/* ---------- 숫자/약속 밴드 ---------- */
.statband{background:linear-gradient(125deg,var(--sky-d),var(--mint-d));border-radius:24px;padding:38px 30px;box-shadow:var(--shadow-lg);position:relative;overflow:clip}
.statband::before{content:"";position:absolute;right:-40px;bottom:-50px;width:200px;height:200px;border-radius:50%;background:rgba(255,194,61,.24)}
.sgrid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.scell{text-align:center;color:#fff}
.scell .pi{font-size:26px;margin-bottom:8px;display:block}
.scell b{display:block;font-size:18px;font-weight:800;color:#fff;letter-spacing:-.3px;margin-bottom:3px}
.scell span{font-size:12.5px;color:rgba(255,255,255,.82);line-height:1.5}

/* ---------- 비교 (만기/갱신) ---------- */
.cmp2{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:34px}
.cmpcard{border-radius:18px;padding:26px 26px 24px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.cmpcard.a{background:linear-gradient(160deg,#fff,var(--sky-soft));border:1.5px solid var(--sky-soft2)}
.cmpcard.b{background:linear-gradient(160deg,#fff,var(--mint-soft));border:1.5px solid var(--mint-soft2)}
.cmpcard .tag{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.5px;padding:5px 13px;border-radius:999px;margin-bottom:12px;color:#fff}
.cmpcard.a .tag{background:var(--sky-d)}.cmpcard.b .tag{background:var(--mint-d)}
.cmpcard h3{font-size:20px;font-weight:800;letter-spacing:-.5px;color:var(--ink);margin-bottom:12px}
.cmpcard ul{list-style:none;display:grid;gap:9px}
.cmpcard li{position:relative;padding-left:26px;font-size:14px;color:var(--ink2);line-height:1.55}
.cmpcard li::before{content:"";position:absolute;left:4px;top:8px;width:9px;height:9px;border-radius:50%}
.cmpcard.a li::before{background:var(--sky)}.cmpcard.b li::before{background:var(--mint)}
.cmpcard li b{font-weight:700}

/* ---------- 일반 표 ---------- */
.gentable{margin-top:26px;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);background:var(--paper);border:1px solid var(--line2)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.4px}
.gentable th{background:var(--ink);color:#fff;font-weight:700;padding:14px 18px;text-align:left;word-break:keep-all}
.gentable th b{color:var(--sun-soft2)}
.gentable td{padding:13px 18px;border-top:1px solid var(--line);color:var(--soft);vertical-align:top;line-height:1.62;word-break:keep-all}
.gentable td b{color:var(--ink)}
.gentable tr:nth-child(even) td{background:#f7fbff}
.gentable td.pick{background:var(--sky-soft);color:var(--ink);font-weight:600}
.gentable.cmp th.hl{background:var(--sky-d)}

/* ---------- 콜아웃 ---------- */
.callout{margin-top:26px;background:var(--sky-soft);border:1px solid var(--sky-soft2);border-radius:var(--r);padding:22px 26px;display:flex;gap:15px;align-items:flex-start;box-shadow:var(--shadow)}
.callout.mn{background:var(--mint-soft);border-color:var(--mint-soft2)}
.callout.co{background:var(--sun-soft);border-color:var(--sun-soft2)}
.callout .ci{flex:none;width:38px;height:38px;border-radius:11px;background:var(--paper);color:var(--sky-dd);display:grid;place-items:center;font-size:19px}
.callout.mn .ci{color:var(--mint-dd)}.callout.co .ci{color:#9a6a00}
.callout h3{font-size:16.5px;font-weight:800;margin-bottom:5px;color:var(--ink)}
.callout p{font-size:14.2px;color:var(--soft)}
.callout p a{color:var(--sky-dd);text-decoration:underline;text-underline-offset:3px;font-weight:700}

/* ---------- 6 메뉴 이미지 카드 ---------- */
.mgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:42px}
.mtile{background:var(--paper);border:1px solid var(--line2);border-radius:20px;box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s;position:relative}
.mtile:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.mtile .mthumb{display:block;aspect-ratio:16/10;overflow:hidden;background:var(--sky-soft);position:relative}
.mtile .mthumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mtile:hover .mthumb img{transform:scale(1.05)}
.mtile .mno{position:absolute;left:18px;bottom:-18px;z-index:2;width:42px;height:42px;border-radius:13px;background:var(--paper);box-shadow:var(--shadow);display:grid;place-items:center;font-size:15px;font-weight:800;color:var(--sky-d);border:1px solid var(--line2)}
.mtile:nth-child(3n-1) .mno{color:var(--mint-d)}.mtile:nth-child(3n) .mno{color:var(--sun-d)}
.mtile .mcap{padding:26px 22px 20px}
.mtile .mcap b{display:block;font-size:16.5px;font-weight:800;color:var(--ink);letter-spacing:-.3px;margin-bottom:3px}
.mtile .mcap .ct{font-size:13.2px;color:var(--soft);display:flex;align-items:center;justify-content:space-between;gap:8px}
.mtile .mcap .go{color:var(--sky-d);font-weight:800;transition:transform .2s}
.mtile:hover .mcap .go{transform:translateX(4px)}

/* ---------- FAQ 아코디언 ---------- */
.faq{margin-top:30px;max-width:940px}
.faqcenter{margin-left:auto;margin-right:auto}
.qa{background:var(--paper);border:1px solid var(--line2);border-radius:14px;margin-bottom:11px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,border .2s}
.qa.open{border-color:var(--sky);box-shadow:var(--shadow-lg)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:18px 22px;font-size:15.5px;font-weight:700;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--bg)}
.qa .qmark{color:var(--sky-d);font-weight:800;margin-right:9px}
.qa .ar{width:27px;height:27px;border-radius:999px;background:var(--sky-soft);color:var(--sky-dd);display:grid;place-items:center;font-size:16px;font-weight:800;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--sky);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 22px 19px;border-top:1px solid var(--line);padding-top:14px}
.faqmore{display:inline-block;margin-top:16px;font-weight:700;font-size:14.5px;color:var(--sky-dd);text-decoration:underline;text-underline-offset:3px}
.faqmore:hover{color:var(--mint-d)}

/* ---------- CTA ---------- */
.ctaband{position:relative;background:linear-gradient(125deg,var(--sky),var(--mint));color:#fff;padding:52px 48px;border-radius:22px;overflow:clip;box-shadow:var(--shadow-lg);display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.ctaband::before{content:"";position:absolute;right:-50px;top:-50px;width:220px;height:220px;border-radius:50%;background:rgba(255,194,61,.28)}
.ctaband .ctxt{position:relative;z-index:1}
.ctaband .ctxt h2{font-size:clamp(23px,3.2vw,34px);font-weight:800;line-height:1.2;letter-spacing:-.8px;color:#fff}
.ctaband .ctxt h2 b{color:#fff;text-decoration:underline;text-decoration-color:rgba(255,255,255,.55);text-underline-offset:5px}
.ctaband .ctxt p{margin-top:10px;color:rgba(255,255,255,.92);font-size:15px}
.ctaband a{position:relative;z-index:1;flex:none;background:var(--sun);color:#3a2a00;border-radius:999px;padding:16px 42px;font-weight:800;font-size:16.5px;transition:transform .15s,box-shadow .15s}
.ctaband a:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(255,194,61,.6)}

/* ---------- 서브 히어로 ---------- */
.subhero{position:relative;overflow:clip;padding:54px 0 52px;text-align:center;background:radial-gradient(700px 320px at 82% -30px,rgba(255,194,61,.24),transparent 56%),linear-gradient(135deg,var(--sky-d) 0%,var(--mint-d) 96%);color:#fff}
.subhero .sgrid2{position:relative;z-index:1;max-width:820px;margin:0 auto}
.subhero .crumb{font-size:13px;color:rgba(255,255,255,.82);margin-bottom:16px;font-weight:500}
.subhero .crumb a{color:#fff;text-decoration:underline;text-underline-offset:3px;font-weight:600}
.subhero .crumb span{margin:0 7px;color:rgba(255,255,255,.5)}
.subhero .dept{display:inline-block;font-weight:800;font-size:12px;letter-spacing:2.5px;color:#3a2a00;margin-bottom:14px;background:var(--sun);padding:7px 16px;border-radius:999px}
.subhero h2{font-size:clamp(28px,4.5vw,46px);font-weight:800;line-height:1.14;letter-spacing:-1.4px;color:#fff}
.subhero h2 .co{color:var(--sun-soft2)}
.subhero p{margin:15px auto 0;color:rgba(255,255,255,.9);font-size:15px;max-width:620px}

/* ---------- 본문 아티클 ---------- */
.article{padding:54px 22px 72px}
.article .inner{max-width:940px;margin:0 auto}
.article .sec{margin-bottom:50px}
.article h3.h{font-size:23px;font-weight:800;letter-spacing:-.6px;color:var(--ink);display:flex;align-items:center;gap:13px;margin-bottom:15px}
.article h3.h .hn{font-size:13px;font-weight:800;letter-spacing:1px;color:var(--sky-dd);background:var(--sky-soft);border-radius:8px;padding:4px 10px;flex:none}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px;line-height:1.78}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--sky-dd);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--mint-d)}
.steps{counter-reset:st;display:grid;gap:0;margin-top:22px;border:1px solid var(--line2);border-radius:14px;overflow:hidden;background:var(--paper);box-shadow:var(--shadow)}
.step{padding:22px 24px 22px 76px;position:relative;counter-increment:st;border-top:1px solid var(--line)}
.step:first-child{border-top:0}
.step::before{content:"0" counter(st);position:absolute;left:22px;top:20px;font-size:20px;font-weight:800;color:var(--sky-d);letter-spacing:-1px}
.step h3{font-size:17px;font-weight:800;letter-spacing:-.4px;margin-bottom:4px;color:var(--ink)}
.step p{font-size:14.2px;color:var(--soft)}
.step p b{color:var(--ink)}
.checklist{list-style:none;margin-top:18px;display:grid;gap:10px}
.checklist li{background:var(--paper);border:1px solid var(--line2);border-radius:12px;padding:13px 17px 13px 46px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"✓";position:absolute;left:16px;top:12px;color:var(--mint-d);font-weight:800}
.checklist li b{color:var(--ink)}
.article .gentable{margin-top:22px}
.pts{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}
.pt{background:var(--paper);border:1px solid var(--line2);border-radius:14px;box-shadow:var(--shadow);padding:24px;position:relative;overflow:hidden}
.pt::before{content:"";position:absolute;top:0;left:0;width:100%;height:5px;background:var(--sky)}
.pt:nth-child(2)::before{background:var(--mint)}.pt:nth-child(3)::before{background:var(--sun)}.pt:nth-child(4)::before{background:var(--sky-d)}
.pt .pn{font-size:12.5px;font-weight:800;letter-spacing:1px;color:var(--sky-dd);margin-bottom:10px}
.pt h4{font-size:17.5px;font-weight:800;color:var(--ink);margin-bottom:7px;letter-spacing:-.3px}
.pt p{font-size:13.9px;color:var(--soft);line-height:1.62}
.dx{display:grid;gap:14px;margin-top:24px}
.dxc{border:1px solid var(--line2);border-left-width:5px;border-left-color:var(--sky);border-radius:12px;background:var(--paper);box-shadow:var(--shadow);padding:20px 24px}
.dxc:nth-child(even){border-left-color:var(--mint)}
.dxc h3{font-size:18.5px;font-weight:800;letter-spacing:-.5px;margin-bottom:6px;color:var(--sky-dd)}
.dxc:nth-child(even) h3{color:var(--mint-dd)}
.dxc p{font-size:14.3px;color:var(--soft)}
.dxc p b{color:var(--ink)}

/* ---------- 푸터 ---------- */
footer{background:#0e2742;color:#fff;padding:0 0 36px;margin-top:0}
footer::before{content:"";display:block;height:5px;margin-bottom:44px;background:linear-gradient(90deg,var(--sky),var(--mint),var(--sun))}
.fnotes{background:rgba(255,255,255,.06);border-radius:13px;padding:20px 24px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.72)}
.fnotes .strong{font-weight:800;color:var(--sun-soft2);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:26px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:19px;letter-spacing:-.5px;color:#fff}
.fbrand .mark{width:26px;height:26px}.fbrand .mark svg{width:26px;height:26px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.5)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:700;color:var(--sun-soft2);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{color:#fff}

/* ---------- 모달 ---------- */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(19,49,79,.55);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:var(--paper);width:100%;max-width:480px;border-radius:18px;box-shadow:0 30px 70px rgba(0,0,0,.4);animation:rise .25s ease;overflow:hidden}
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;background:var(--sky-d)}
.mtop h3{font-size:18px;font-weight:800;color:#fff}
.mclose{background:rgba(255,255,255,.2);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--sun);color:#3a2a00}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1px solid var(--line);background:var(--bg)}
.mbtn{background:var(--sky-d);color:#fff;border:0;border-radius:11px;padding:12px 24px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s;box-shadow:var(--shadow-sky)}
.mbtn:hover{background:var(--sky-dd)}
.mbtn.ghost{background:var(--paper);color:var(--ink);border:1.5px solid var(--line2);box-shadow:none}
.mbtn.ghost:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--sky-dd)}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:600;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--sky-dd)}
.field.mfield{margin-top:18px}
.mfield label{display:block;font-size:13px;font-weight:700;margin-bottom:4px;color:var(--ink)}
.demohint{display:none}

.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ---------- 반응형 ---------- */
@media (max-width:980px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .hero{padding:32px 0 38px}
  .herowrap{grid-template-columns:1fr;gap:24px}
  .feature{grid-template-columns:1fr;gap:28px}
  .fart{order:2}
  .sgrid{grid-template-columns:1fr 1fr;gap:24px 18px}
  .cmp2{grid-template-columns:1fr}
  .mgrid{grid-template-columns:1fr 1fr}
  /* 타임라인: 스파인 왼쪽, 카드 전부 오른쪽 */
  .tlspine{left:34px}
  .tlrow{grid-template-columns:1fr;min-height:0}
  .tlnode{left:34px}
  .tlrow:nth-child(odd) .tlcard,.tlrow:nth-child(even) .tlcard{grid-column:1;margin:0 0 0 84px;text-align:left}
  .ctaband{flex-direction:column;align-items:flex-start;text-align:left}
}
@media (max-width:600px){
  .frow2{grid-template-columns:1fr}
  .sgrid{grid-template-columns:1fr 1fr}
  .mgrid{grid-template-columns:1fr}
  .agemeter{top:74px}
  .agemeter .pbar{width:84px}
  .gentable table,.gentable tbody,.gentable tr,.gentable td{display:block;width:100%}
  .gentable thead,.gentable tr:first-child{display:none}
  .gentable tr{border-top:2px solid var(--line2);padding:4px 0}
  .gentable tr:first-child{border-top:0}
  .gentable td{border-top:0;padding:8px 18px}
  .gentable td:first-child{padding-top:14px}
  .gentable td b{display:inline-block;margin-bottom:2px;color:var(--sky-dd)}
  .gentable.cmp table{display:table}
  .gentable.cmp tbody{display:table-row-group}
  .gentable.cmp tr,.gentable.cmp tr:first-child,.gentable.cmp thead{display:table-row;border-top:0;padding:0}
  .gentable.cmp th,.gentable.cmp td{display:table-cell;width:auto;font-size:12.3px;padding:9px 8px;border-top:1px solid var(--line)}
  .gentable.cmp td b{display:inline;margin:0;color:var(--ink)}
}